JP Morgan Q2 - Risk Score: 75/100
Scoring JP Morgan stocks its record profit in Q2-2026, following my structured investment risk scoring framework.
Risk Scorer · Report
JP Morgan Q2 - Risk Score: 75/100
A practitioner-style risk read on JPMorgan after the record Q2 2026 print. Three pillars scored 0–100, weighted 35 / 35 / 30. Higher score = lower risk. Metrics are bank-calibrated.
Overall Risk Score
75 / 100
Low-Mod
0 · High Risk
100 · Low Risk
JPMorgan posted record net income of $21.2B (+41% YoY) in Q2 2026 — the largest quarterly profit in US banking history — on managed revenue of $58.0B (+27%). But a big slice was one-off: a $4.6B gain on Visa shares added $1.27 to EPS, so adjusted EPS was $6.14 vs $7.70 GAAP, on a 23% ROTCE. Pillars scored: Valuation 62 (P/E ~15x is fair, but ~3x tangible book at an all-time-high price is full), Financial Health 85 (fortress — 14.1% CET1, 23% ROTCE, credit contained), and Growth 78 (record, but Markets +86% and IB fees +30% are the most cyclical lines). Aggregate 75 / 100 sits right on the Low-Mod threshold: a genuinely strong bank, priced richly on earnings that lean on the least durable revenue.
Market Cap
$919B
at $342.89 close
TTM Net Income
$65.1B
+14% YoY
ROTCE (Q2)
23%
adj · 24% GAAP ROE
CET1 Ratio
14.1%
standardized · fortress
Next Earnings
13 Oct
Q3 2026 · pre-market
12-Month Price · JPM
Jul '25Oct '25Jan '26Apr '26Jul '26
52W Low
Q2 2026 Print
Current / ATH
Path is representative; anchors are actual
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